SAFE ANCHOR

As the length of retirement increases, so does the need for a retirement solution that gives you power, options, and benefits.
Safe Anchor Market Guarantee is a 5 year fixed rate with an indexing option plan. Our Safe Anchor Market Guarantee plan gives you the power to decide how your savings grow through our indexing strategies, offers options such as riders to help you customize your plan and adds the benefits of multiple settlement options to choose your return.
Our interest rates for Annual Point to Point, Monthly Averaging, and Monthly Sum are based on the S&P 500®. With flexibility in settlement options and four optional riders, the Safe Anchor Market Guarantee Annuity offers you a custom solution to fuel your retirement.

Safe Anchor Rates

Effective 02/22/2021
All OtherCA, FLMN
1st Year RateAll Other: 2.70%FL: 2.60%
Current Rate Guarantee5 Yrs
Index/BenchmarkS&P 500®
Participation Rate100%
CapsAnnual Point-to-Point: 4.10%
Monthly Averaging: 4.20%
Monthly Sum: 1.75%
Optional Riders and CostRequired Minimum Distribution - 0.16% fee
Preferred 10% Free Withdrawal - 0.15% fee
Death Benefit Feature - 0.25% fee*
Accumulated Interest Withdrawal - 0.05% fee
*Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.

Safe Anchor Rates

Effective 1/1/2024

1st Year Rate All Other: 3.00% FL: 3.00%
Current Rate Guarantee 5 Yr
Index/Benchmark S&P 500®
Participation Rate 100%
Caps Annual Point-to-Point: 4.10%
Monthly Averaging: 4.20%
Monthly Sum: 1.75%
Optional Riders and Cost Required Minimum Distribution: 0.16% fee
Preferred 10% Free Withdrawal: 0.15% fee
Death Benefit Feature: 0.25% fee*
Accumulated Interest Withdrawal: 0.05% fee

Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Atlantic Coast Life Insurance Company.

*Death Benefit Feature is required in Florida and is priced into Florida rates. 

ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY

Copyright © 2024 Atlantic Coast Life Inc. All rights Reserved.
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