SAFE ANCHOR
As the length of retirement increases, so does the need for a retirement solution that gives you power, options, and benefits.
Safe Anchor Market Guarantee is a 5 year fixed rate with an indexing option plan. Our Safe Anchor Market Guarantee plan gives you the power to decide how your savings grow through our indexing strategies, offers options such as riders to help you customize your plan and adds the benefits of multiple settlement options to choose your return.
- Fixed Interest Rate:
- Initial rate is guaranteed for 5 years and is compounded daily
- Monthly Averaging:
- Interest Rate based upon average of the 12 monthly closing values in S&P 500® over the policy year, having the potential to yield higher earnings during periods of significant market increases
- Annual Point to Point:
- Interest rate is based upon the change in market value over the policy year, letting you get as close as possible to investing direct in the market without exposure to losses
- Monthly Sum:
- Interest Rate based upon monthly changes in the market. Offers the opportunity to earn the highest interest and reap the benefits of the market with no risk
Our interest rates for Annual Point to Point, Monthly Averaging, and Monthly Sum are based on the S&P 500®.
With flexibility in settlement options and four optional riders, the Safe Anchor Market Guarantee Annuity offers you a custom solution to fuel your retirement.
Safe Anchor Rates
Effective 02/22/2021
| All Other | CA, FL | MN |
|---|
| 1st Year Rate | All Other: 2.70% | FL: 2.60% |
| Current Rate Guarantee | 5 Yrs | |
| Index/Benchmark | S&P 500® | |
| Participation Rate | 100% | |
| Caps | Annual Point-to-Point: 4.10% Monthly Averaging: 4.20% Monthly Sum: 1.75% | |
| Optional Riders and Cost | Required Minimum Distribution - 0.16% fee Preferred 10% Free Withdrawal - 0.15% fee Death Benefit Feature - 0.25% fee* Accumulated Interest Withdrawal - 0.05% fee | |
*Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
Safe Anchor Rates
Effective 1/1/2024
| 1st Year Rate | All Other: 3.00% | FL: 3.00% |
| Current Rate Guarantee | 5 Yr | |
| Index/Benchmark | S&P 500® | |
| Participation Rate | 100% | |
| Caps | Annual Point-to-Point: 4.10% Monthly Averaging: 4.20% Monthly Sum: 1.75% |
|
| Optional Riders and Cost | Required Minimum Distribution: 0.16% fee Preferred 10% Free Withdrawal: 0.15% fee Death Benefit Feature: 0.25% fee* Accumulated Interest Withdrawal: 0.05% fee |
|
Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Atlantic Coast Life Insurance Company.
*Death Benefit Feature is required in Florida and is priced into Florida rates.
ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY
Atlantic Coast Life Insurance
Company is a premier provider of life insurance and
annuity products for families throughout the nation.
Contact Us
- HOME OFFICE
-
Sales & Marketing :
1565 SAM RITTENBERG BLVD., SUITE102
Charleston, SC 29407 - FOR APPLICATIONS AND PAYMENTS
-
Annuities:
PO Box 64463, St Paul, MN 55164-0463 -
Life & Health:
PO Box 64464, St Paul, MN 55164-0464 -
Preneed General Correspondence:
P.O. Box 96, Minneapolis, MN 55440 -
Preneed Payments:
P.O. Box 9485, Minneapolis, MN 55440 -
Preneed New Business:
P.O. Box 19, Minneapolis, MN 55440 - PHONE: 1-844-442-3847
- PRENEED PHONE: 877-ONE-RING (877-663-7464)
- HOME SERVICE POLICIES: 1-888-805-8680
- ANNUITIES NEW BUSINESS FAX: 888-433-4795
- ANNUITIES & MED SUPP POLICY SERVICE FAX: 801-484-2459
- ANNUITIES & MED SUPP POLICY SERVICE EMAIL: policyservice@insadminservices.com
- PRENEED FAX: 952-556-8432
-
HOME SERVICE & PRENEED POLICY SERVICE:
preneedpolicyservice@aclcares.com -
PRENEED CLAIMS:
claims@aclcares.com -
PRENEED NEW BUSINESS:
preneednewbusiness@aclcares.com
Preneed
Atlantic Coast Life Insurance
Company is a premier provider of life insurance and
annuity products for families throughout the nation.
Contact Us
- HOME OFFICE
-
Sales & Marketing :
1565 SAM RITTENBERG BLVD., SUITE102
Charleston, SC 29407 -
Administrative Office:
1565 SAM RITTENBERG BLVD., SUITE 200
Charleston, SC 29407 - FOR APPLICATIONS AND PAYMENTS
-
Annuities:
P.O. Box 27248, Salt Lake City, UT 84127-0248 -
Life & Preneed:
P.O. Box 20010, Charleston, SC 29413 - PHONE: 1-844-442-3847
- PRENEED PHONE: 877-ONE-RING (877-663-7464)
- ANNUITIES NEW BUSINESS FAX: 888-433-4795
- ANNUITIES POLICY SERVICE FAX: 801-484-2459
- ANNUITIES POLICY SERVICE EMAIL: policyservice@insadminservices.com
- PRENEED NEW BUSINESS FAX: 843-300-4007
- PRENEED POLICY SERVICES FAX: 843-300-4009
-
HOME SERVICE AND PRENEED POLICY SERVICE EMAIL:
acl.policyservice@insadminservices.com
Preneed
Copyright © 2024 Atlantic Coast Life Inc. All rights Reserved.