SAFE ANCHOR

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As the length of retirement increases, so does the need for a retirement solution that gives you power, options, and benefits.

Safe Anchor Market Guarantee is a 5 year fixed rate with an indexing option plan. Our Safe Anchor Market Guarantee plan gives you the power to decide how your savings grow through our indexing strategies, offers options such as riders to help you customize your plan and adds the benefits of multiple settlement options to choose your return.

  • Fixed Interest Rate:
    • Initial rate is guaranteed for 5 years and is compounded daily
  • Monthly Averaging:
    • Interest Rate based upon average of the 12 monthly closing values in S&P 500® over the policy year, having the potential to yield higher earnings during periods of significant market increases
  • Annual Point to Point:
    • Interest rate is based upon the change in market value over the policy year, letting you get as close as possible to investing direct in the market without exposure to losses
  • Monthly Sum:
    • Interest Rate based upon monthly changes in the market. Offers the opportunity to earn the highest interest and reap the benefits of the market with no risk

    Our interest rates for Annual Point to Point, Monthly Averaging, and Monthly Sum are based on the S&P 500®. With flexibility in settlement options and four optional riders, the Safe Anchor Market Guarantee Annuity offers you a custom solution to fuel your retirement.

    Safe Anchor Rates

    Effective 1/1/2024

    1st Year Rate All Other: 3.00% FL: 3.00%
    Current Rate Guarantee 5 Yr
    Index/Benchmark S&P 500®
    Participation Rate 100%
    Caps Annual Point-to-Point: 4.10%
    Monthly Averaging: 4.20%
    Monthly Sum: 1.75%
    Optional Riders and Cost Required Minimum Distribution: 0.16% fee
    Preferred 10% Free Withdrawal: 0.15% fee
    Death Benefit Feature: 0.25% fee*
    Accumulated Interest Withdrawal: 0.05% fee

    Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Atlantic Coast Life Insurance Company.

    *Death Benefit Feature is required in Florida and is priced into Florida rates. 

    ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY