INTERESTED FIRMS
Our Story
Founded in 1925, by Y. W. Scarborough and J. W. Orvin, Atlantic Coast Life Insurance Company has served funeral homes and families for nearly 100 years to help plan for and fund “end of life” solutions. We have built a reputation among funeral directors and consumers as a trustworthy source of funding. Our speed to pay claims has been a great strength and still is today.
Between 1925 and 1940 our Home Service Distribution was built through recruiting sales agents and building district offices throughout South Carolina. In 1946, the Scarborough Family started Cosmopolitan Life Insurance Company and in 1954 merged its operations into Atlantic Coast Life. Our Home Service distribution reached its height in 1978 employing a field sales force of over 250 persons working out of 15 District Offices strategically located across the state of South Carolina.
In 1954, the Scarborough Family acquired one hundred percent of the Atlantic Coast Life stock and the company began an era of success and growth that has spanned nearly ten decades. When Mr. Y. W. Scarborough passed away in 1956, the responsibility of leadership was passed to his son, Y. W. Scarborough, Jr., then to R. B. Scarborough in 1989, and then to Y.W. “Bill” Scarborough, III, in 1995. Wallace B. Scarborough served as President from 2013 to 2015.
In the mid 90’s our Home Service Distribution peaked and the company’s growth slowed significantly. Y.W. “Bill” Scarborough had the vision to dramatically change the company’s distribution strategy and focused most of our efforts and resources to launch a new distribution arm to reinvigorate sales and growth. This decision transformed the course of Atlantic Coast Life’s voyage into the future. The Preneed Division set sail in August of 2003. In 2005, after 18 months of success, above our expectations, we began to expand our Preneed Division into nine neighboring Southeastern states. By 2008, we were known throughout the Southeast as a serious competitor and as a growing presence in the Preneed marketplace.
In 2015, Advantage Capital purchased Atlantic Coast Life from the Scarborough Family and Y. W. Scarborough returned to the position of president. Growth, expansion and success has multiplied. Atlantic Coast began an intense expansion that now takes us on a journey across the country! Our new Ownership guided the company into the Annuity Marketplace and we immediately became a highly sought after insurer of choice by many annuity producers and financial advisors across the country, generating a staggering 200 million dollars of new premium in 2016.
Our plans for the future are to continue to nurture and improve our Preneed and Annuity distribution systems and to protect all of our stakeholders by continuing to be a “Beacon of Integrity” in all of our dealings with clients, agents, and producers.
Preneed Product Availability Map
Click on a state to see product availability.
- Licensed Products Available
- Products Pending Approval
Preneed Products And Features
- Choice of six growth rates (ranging 3.50% to 1.25%)
- Choice of compound or simple growth
- Unique Early Payoff Option
- Descendants Benefit Rider
- Commissions paid daily, weekly, or monthly
- Same day processing of electronically submitted claims
- EFT or check for commission and claims
- Concierge Phone Line for funeral homes
- Mobile/Desktop App for premium calculation
ENeed Contact
FAQ's
Faq’s -interested Firms
A look at our Preneed map will answer that question.
View our availability map
We can provide you information, can have someone call on you, or can talk to you by phone.
Please contact us through the submission form below.
Please contact us through the submission form below.
Atlantic Coast Life is rated B++ (Good) by the A.M. Best Company.
Contact Us
We would love to hear from you! If you have any questions, comments, or concerns please fill out the fields below and submit. We will be in touch!
Contact Us
HOME OFFICE
-
Sales & Marketing :
1565 SAM RITTENBERG BLVD., SUITE102
Charleston, SC 29407 -
Administrative Office:
1565 SAM RITTENBERG BLVD., SUITE 200
Charleston, SC 29407
FOR APPLICATIONS AND PAYMENTS
-
Life & Preneed:
P.O. Box 20010, Charleston, SC 29413 -
PRENEED PHONE:
877-ONE-RING (877-663-7464)
-
MAILING ADDRESS
P.O. BOX 20010
CHARLESTON, SC -
PHONE: 877-ONE-RING
(877-663-7464) - FAX: New Business: 843-300-4007
- FAX: Policy Services: 843-300-4009
-
POLICY SERVICE:
policyservice@insadminservices.com -
NEW BUSINESS:
newbusiness@insadminservices.com -
UNDERWRITING:
underwriting@insadminservices.com
-
MAILING ADDRESS
P.O. BOX 20010
CHARLESTON, SC -
PHONE: 877-ONE-RING
(877-663-7464) - FAX: New Business: 843-300-4007
- FAX: Policy Services: 843-300-4009
ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY
Atlantic Coast Life Insurance
Company is a premier provider of life insurance and
annuity products for families throughout the nation.
Contact Us
- HOME OFFICE
-
Sales & Marketing :
1565 SAM RITTENBERG BLVD., SUITE102
Charleston, SC 29407 - FOR APPLICATIONS AND PAYMENTS
-
Annuities & Medicare Supplement:
P.O. Box 27248, Salt Lake City, UT 84127-0248 -
Preneed General Correspondence:
P.O. Box 96, Minneapolis, MN 55440 -
Preneed Payments:
P.O. Box 9485, Minneapolis, MN 55440 -
Preneed New Business:
P.O. Box 19, Minneapolis, MN 55440 - PHONE: 1-844-442-3847
- PRENEED PHONE: 877-ONE-RING (877-663-7464)
- HOME SERVICE POLICIES: 1-888-805-8680
- ANNUITIES NEW BUSINESS FAX: 888-433-4795
- ANNUITIES & MED SUPP POLICY SERVICE FAX: 801-484-2459
- ANNUITIES & MED SUPP POLICY SERVICE EMAIL: policyservice@insadminservices.com
- PRENEED FAX: 952-556-8432
-
HOME SERVICE & PRENEED POLICY SERVICE:
preneedpolicyservice@aclcares.com -
PRENEED CLAIMS:
claims@aclcares.com -
PRENEED NEW BUSINESS:
preneednewbusiness@aclcares.com
Preneed
Atlantic Coast Life Insurance
Company is a premier provider of life insurance and
annuity products for families throughout the nation.
Contact Us
- HOME OFFICE
-
Sales & Marketing :
1565 SAM RITTENBERG BLVD., SUITE102
Charleston, SC 29407 -
Administrative Office:
1565 SAM RITTENBERG BLVD., SUITE 200
Charleston, SC 29407 - FOR APPLICATIONS AND PAYMENTS
-
Annuities:
P.O. Box 27248, Salt Lake City, UT 84127-0248 -
Life & Preneed:
P.O. Box 20010, Charleston, SC 29413 - PHONE: 1-844-442-3847
- PRENEED PHONE: 877-ONE-RING (877-663-7464)
- ANNUITIES NEW BUSINESS FAX: 888-433-4795
- ANNUITIES POLICY SERVICE FAX: 801-484-2459
- ANNUITIES POLICY SERVICE EMAIL: policyservice@insadminservices.com
- PRENEED NEW BUSINESS FAX: 843-300-4007
- PRENEED POLICY SERVICES FAX: 843-300-4009
-
HOME SERVICE AND PRENEED POLICY SERVICE EMAIL:
acl.policyservice@insadminservices.com
Preneed
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