In today’s challenging financial environment, many people are looking for reliable solutions for retirement income.
The Income Navigator AnnuitySM is a customizable fixed indexed annuity that offers guaranteed income for your lifetime through the selection of its optional Income Rider. As a fixed indexed annuity, the Income Navigator AnnuitySM provides you with the flexibility to participate in market growth while protecting your principal from market declines with a 0% floor. With the Income Navigator AnnuitySM you have the opportunity to build a custom solution that meets your unique needs, by pairing guaranteed income benefits with accumulation power through a variety of indexing strategies.
*Premium bonus is subject to vesting schedule. Inclusion of the income rider subject to age restriction.
|Premium Bonus||Base Contract - 7.00% |
With Income Rider - 5.00%
|Interest Rate Guarantees|
|1st Year Rate||1.50%|
|Current Rate Guarantee||1 Yr|
|Caps||Annual Point-to-Point Cap: 2.50% |
Monthly Averaging Cap: 2.50%
Daily Averaging Cap: 2.50%
Monthly Sum Cap: 1.30%
|Optional Riders and Cost||Income Rider - 1.50%|
Interest rates as of 05/17/2021 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.
ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY