• Agent Resources

  • Safe Haven
  • Effective 06/11/2020

    All Other FL
    5 Year (Rate) Year 1: 4.15%
    Year 2+: 3.15%
    Effective** Compound Level Rate: 3.35%
    Year 1: 4.05%
    Year 2+: 3.05%
    Effective** Compound Level Rate: 3.25%
    6 Year (Rate) Year 1: 4.25%
    Year 2+: 3.25%
    Effective** Compound Level Rate: 3.42%
    Year 1: 4.15%
    Year 2+: 3.15%
    Effective** Compound Level Rate: 3.32%
    7 Year (Rate) Year 1: 4.30%
    Year 2+: 3.30%
    Effective** Compound Level Rate: 3.44%
    Year 1: 4.20%
    Year 2+: 3.20%
    Effective** Compound Level Rate: 3.34%
    10 Year (Rate) Year 1: 4.45%
    Year 2+: 3.45%
    Effective** Compound Level Rate: 3.55%
    Year 1: 4.35%
    Year 2+: 3.35%
    Effective** Compound Level Rate: 3.45%
    20 Year (Rate) Years 1-5: 2.90%
    Year 6-10: 3.40%
    Year 11-15: 3.90%
    Year 16-20: 4.40%
    Effective** Compound Level Rate: 3.65%
    Year 1: 2.80%
    Year 6-10: 3.30%
    Year 11-15: 3.80%
    Year 16-20: 4.30%
    Effective** Compound Level Rate: 3.55%
    Optional Riders Preferred 10% Free Withdrawal - 0.15% interest reduction Death Benefit Feature - 0.25% interest reduction Accumulated Interest Withdrawal - 0.05% interest reduction
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. **Rounded to second decimal place Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Safe Harbor
  • Effective 06/11/2020

    All Other FL
    5 Year (Rate) Year 1: 4.35%
    Year 2+: 3.35%
    Effective** Compound Level Rate: 3.32
    Year 1: 4.25%
    Year 2+: 3.25%
    Effective** Compound Level Rate: 3.23%
    6 Year (Rate) Year 1: 4.55%
    Year 2+: 3.55%
    Effective** Compound Level Rate: 3.41%
    Year 1: 4.40%
    Year 2+: 3.40%
    Effective** Compound Level Rate: 3.28%
    7 Year (Rate) Year 1: 4.70%
    Year 2+: 3.70%
    Effective** Compound Level Rate: 3.46%
    Year 1: 4.55%
    Year 2+: 3.55%
    Effective** Compound Level Rate: 3.34%
    10 Year (Rate) Year 1: 5.05%
    Year 2+: 4.05%
    Effective** Compound Level Rate: 3.53%
    Year 1: 4.95%
    Year 2+: 3.95%
    Effective** Compound Level Rate: 3.46%
    20 Year (Rate) Years 1-5: 3.25%
    Year 6-10: 4.25%
    Year 11-15: 6.25%
    Year 16-20: 7.25%
    Effective** Compound Level Rate: 3.65%
    Year 1: 3.05%
    Year 6-10: 4.05%
    Year 11-15: 6.05%
    Year 16-20: 7.05%
    Effective** Compound Level Rate: 3.55%
    Optional Riders Death Benefit Feature - 0.25% interest reduction
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. **Rounded to second decimal place Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Safe Anchor
  • Effective 04/20/2020

    1st Year Rate All Other: 2.85% FL: 2.75%
    Current Rate Guarantee 5 Yrs
    Index/Benchmark S&P 500
    Participation Rate 100%
    Optional Riders and Cost Required Minimum Distribution - 0.16% fee
    Preferred 10% Free Withdrawal - 0.15% fee
    Death Benefit Feature - 0.25% fee*
    Accumulated Interest Withdrawal - 0.05% fee
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Guaranteed Income Annuity
  • Effective 06/08/2020

    10 Year Contract
    Premium Bonus GLWB Rider:8.00%
    Legacy Rider:10.00% for issue ages under 71
    5.00% for issue ages 71-80
    3.00% for issue ages 81-85
    Accum Rider:10.00% for issue ages under 71
    8.00% for issue ages 71-80
    6.00% for issue ages 81-85
    1st Year Rate 1.00% (with subsequent purchase premium)
    Current Rate Guarantee 2 Yrs
    Index/Benchmark LIBOR
    Participation Rate 65
    Optional Riders and Cost
    GLWB: 1.25% fee years 1-5,
    1.60% fee years 6-10
    (10 year contract)

    Legacy Benefit Rider: 1.25% years 1-5
    1.60% fee years 6-10
    (10 year contract)
    Accumulation Rider: No fee
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • S&P 500®/Goldman Sachs Aging of America Dynamic Balance Index
  • Effective 04/01/2020

    Fixed Rate
    1st Year Rate 2.00%
    Current Rate Guarantee 1 Yr
    Goldman Sachs
    Index Crediting StrategyNo RiderGrowth RiderIncome Multiplier
    1-year with point-to-point participation rate 75.00% 125.00% 75.00%
    3-year with point-to-point participation rate 140.00% 200.00% 140.00%
    S&P 500®
    Index Crediting StrategyNo RiderGrowth RiderIncome Multiplier
    1-year with point-to-point participation rate 32.00% 47.00% 32.00%
    1-year with point-to-point caps 5.00% 7.50% 5.00%
    Rider Fees
    Surrender Periods 5 Year 7 Year 10 Year
    Growth Rider 1.25% 1.25% 1.25%
    Income Multiplier 0.95% 0.95% 0.95%

  • Income Navigator
  • Effective 05/25/2020

    Premium Bonus
    Base Contract - 7.00%
    With Income Rider - 5.00%
    Interest Rate Guarantees
    1st Year Rate 1.50%
    Current Rate Guarantee 1 Yr
    Indexing
    Index/Benchmark S&P 500®
    Participation Rates 100%
    Caps
    Annual Point-to-Point Cap: 2.50%
    Monthly Averaging Cap: 2.50%
    Daily Averaging Cap: 2.50%
    Monthly Sum Cap: 1.30%
    Riders
    Optional Riders and Cost Income Rider - 1.05%

    Interest rates as of 05/25/2020 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

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