ATLANTIC COAST LIFE INSURANCE COMPANY
 
Safe Harbor & Safe Haven Bonus Guarantee Annuities
 
Safe Harbor & Safe Haven Bonus Guarantee annuities give you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.
 
Our annuities also offer optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor & Safe Haven Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
 
Guaranteed Interest Rates
Safe Harbor & Safe Haven Bonus Guarantee annuities are single premium-deferred annuities that earn a fixed rate of interest, allowing your money to grow on a tax-deferred basis. Our annuities offer multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period.
 
Protection of Your Principal
The entire amount you invest goes to work for you immediately, earning a guaranteed rate for the period you select, regardless of what happens to the stock market or interest rates. As long as you hold your contract for the length of the guarantee period your principal and the interest you earn are guaranteed by the issuer.
 
Income Options
At the end of your initial guarantee period, you can withdraw your funds without incurring surrender charges or market value adjustment, renew your contract into a new guarantee period or even convert your annuity into a stream of retirement income payments guaranteed for up to 20 years.
 
If you are seeking a simple, guaranteed way to build your retirement assets without the principal risk typically associated with stocks, bonds or mutual funds, we offer Safe Harbor and Safe Haven Bonus Guarantee Annuities. Please download the brochure for detailed information.
 
Brochures PDF Files
Click a product to download: Safe Harbor | Safe Haven
 
 
Safe Anchor Market Guarantee

As the length of retirement increases, so does the need for a retirement solution that gives you power, options and benefits.

Safe Anchor Market Guarantee is a 5 year fixed rate with indexing option plan. Our Safe Anchor Market Guarantee plan gives you the power to decide how your savings grow through our indexing strategies, offers options such as riders to help you customize your plan and adds the benefits of multiple settlement options to choose your return.

  • Fixed Interest Rate: Initial rate is guaranteed for 5 years and is compounded daily
  • Monthly Averaging: Interest Rate based upon average of the 12 monthly closing values in S&P 500® over the policy year, having the potential to yield higher earnings during periods of significant market increases
  • Annual Point to Point: Interest rate is based upon the change in market value over the policy year, letting you get as close as possible to investing direct in the market without exposure to losses
  • Monthly Sum: Interest Rate based upon monthly changes in the market. Offers the opportunity to earn the highest interest and reap the benefits of the market with no risk

Our interest rates for Annual Point to Point, Monthly Averaging, and Monthly Sum are based on the S&P 500®.

With flexibility in settlement options and four optional riders, the Safe Anchor Market Guarantee Annuity offers you a custom solution to fuel your retirement.

Brochures PDF Files
Click a product to download: | Safe Anchor




NEW Guaranteed Income Annuity

The Guaranteed Income Annuity can help protect your future from risk while also growing your retirement money. This innovative annuity is designed to guarantee savings that last the entirety of a client’s life, provide a bright future and financial legacy to beneficiaries, or a combination of the two for those not completely sure of their retirement goals. This income driven annuity offers three riders, each addressing a different goal, making it versatile to cater to any retirement plan.

  • Retirement Protection with Minimal Risk
  • Guaranteed Income for Life
  • Additional First Year Premiums
  • Premium Bonus of Up to 10%
  • 10 or 14-Year Option
  • Flexible Issue Ages
LIBOR:

The Interest rates for the Guaranteed Income Annuity is based on the London Interbank Offered Rate (LIBOR). The LIBOR is a benchmark rate used throughout the world. LIBOR is used by many of the world’s leading banks to know how much they should charge one another for loans. Thanks to LIBOR, Atlantic Coast Life is able to offer our clients potential to earn rewarding return in a rising rate environment. Typically as general interest rates increase, so does LIBOR, and vice versa. Find out more about LIBOR


Brochures PDF Files
Click a product to download: | Guaranteed Income Annuity




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